Privacy Policy

We take our clients’ financial privacy very seriously. During the course of pre-qualifying and processing your application, we accumulate non-public personal financial information from you and from other sources about your income, assets, and credit history in order to allow us to make an informed decision about granting you credit. We restrict access to non-public personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your non-public personal information.

Information Collected:

We collect non-public personal information about you from the following sources:


Information Shared:

We may disclose the above information about you to the following types of third parties:


We may disclose the above information to companies performing marketing services on our behalf or to other financial institutions with which we have joint marketing agreements.  By sharing this information, we can better understand your financial needs and offer products to help you better reach your financial goals.

Once you have signed an application package, you will have the right, upon written authorization, to direct us to limit disclosure of your personal information.


Site Disclosures

All loan programs, terms and rates are subject to change without notice. Additional terms and conditions may apply. Loan qualification is dependent on your credit score and financial history. The rates and APR will vary depending upon the actual loan amount, down payment and the points and fees for your transaction. Please contact a CTHM Financial Consultant to get an actual rate and payment. 

The accuracy of calculators and other tools on this site and their applicability to your circumstances is not guaranteed.

This is not an offer to extend consumer credit as defined by Paragraph 226.2 of Regulation Z. Equal Opportunity Lender. We make loans and extend credit without regard to race, color, religion, national origin, sex, handicap, or familial status.