Please feel free to contact a Connecticut Home Mortgage, Licensed Mortgage Banker for help or questions about our mortgage programs.
Above rates are based upon the following assumptions: 20% down payment, 30 days prepaid interest, $1187.95 in finance charges, $875.00 Attorney fee, 740 credit score and a 25 day rate lock. Rates will vary depending upon the actual down payment and resultant Loan to Value Ratio, and points and fees charged for each individual transaction. Conforming loans are based on a loan amount of $417,000.00, Agency Jumbo loans on a loan amount of $700,000.00** and Jumbo Loans on a loan amount of $1,000,000.00. Rates are subject to change without prior notice and may vary based upon the terms of each individual loan, actual loan amount, income verification results, receipt of an acceptable property appraisal, debt-to-income ratios, credit history and credit scores. The above rates may change or not be available at loan commitment or closing if the interest rate was not locked in or the interest rate lock expired.
** In Fairfield County; FNMA and FHLMC limits are based on county median housing prices. For other county limits please talk with a CTHM loan officer.